- Flat NO. 5/B, House: 770, Road: 10, Mirpur DOHS, Dhaka-1216, Bangladesh.
- info@quinsbd.com
- +880 1322-957576 (Text Only)
Using a repertoire of financial tools and facilities of our partners, both modern and traditional, complex financial structures can be created to finance large and intricate projects on a world-wide arena. Typically concentrating on projects between £20 million and £100 million, we can equally help you accommodate larger and smaller projects.
As is typical with many complicated project structures involving different nations and cross-border investment, intelligent finance repayment vehicles can be designed to run alongside the project funding, involving debt and equity partnerships, repayment holidays and stock-conversion options allowing greater flexibility for finance repayment, giving the project all necessary elements of success.
Naturally, each project is assessed on its own merits and each financing structure is bespoke, designed to meet the criteria of both the Project and its Principals. Working with our investment bankers, corporate and private investors, we can offer our clients a complete project finance package, bespoke of course to the requirements and demands of the project itself and to that of the objectives of the Principals. Such services include;
Background Financial Planning – If the foundations of your company’s financial structure are not coordinated in the appropriate manner you run the risk of unwanted and unplanned debt. We have the ability to not only recognise potential risks but also offer informed and appropriate solutions.
Corporate Structuring – Due to various economic realities, it is often essential that your company has the ability to evolve with the current environment in a positive manner. Taking on the demands of a new project or development task can cause additional stresses on your current infrastructure and in turn place unforeseen and unwanted pressure on your existing corporate structure. We are able to pinpoint potential areas of weakness and present beneficial recommendations.
Appraisal Reporting – We have the ability to independently review your project on several levels, in order to give you an accurate and detailed report on where the strengths and weaknesses lie, both economically and strategically, helping you realise the goal of generating the financing you require.
Raising the actual funding – Equity and Debt – We are experts in finding the right solution for your requirements first time around. Our Financiers are extremely well placed to assess both your situation and requirements. We listen, evaluate and present effective and achievable solutions.
Injecting Collateral – Due to the diverse nature of our Client’s needs we are able to offer long and short-term help through our partners and private investors. We can negotiate the use of importing assets to pledge as security against credit lines, so in turn, releasing the required capital. Due to the high grade of assets we are able to offer, there is greater potential for a lower rate of interest on the loan. The benefits of this are of course instantly recognisable.
Credit Enhancement – Reducing the risk to any potential Lender is of tremendous importance in gaining the financing you require. We are able to offer various means to ensure that additional confidence is confirmed to potential Lenders by implementing the use of financial instruments or insurance underwriters. Due to our Swiss jurisdiction and complimenting advisory teams, this offering can be extremely beneficial to the right project.
Bond Offerings – We recognise that the current economic climate may have had a less than positive effect on your current finances and standing, and due to the current position of traditional lending institutions your ability to aggressively build and develop has perhaps stagnated. To those companies that qualify, Bond Offerings represent a solid opportunity to gain a much-needed monetary injection to realise additional requirements, whether expansion, diversification, or development. We work in partnership with some of the largest and most well know banks offering unparalleled service and commitment.
Securitisation – Raising money on revenue streams, allowing for off-balance sheet funding.
Project Financial Management – Providing full services for the financial management of the Project and the monitoring of expenditure and cash-flows. Making adjustments in the borrowings to narrow down interest rates and borrowing terms, or to extend borrowings where project difficulties are experienced.
Exiting the Project through sale or Public Offering – As you are aware, within business, when the time arises, it is of the utmost importance to strategically plan an exit from the current situation. Most commonly retirement is the motivation, but there are instances when factors outside of your control force you into a position that was not initially planned for. Due to our experience and working partnerships we are uniquely placed to present solutions to what may seem insurmountable problems, they are not. We are able to implement effective structuring to cover IPOs and promote the sale of your company through private channels.
Creation of Tax Trusts for its Beneficial Owners – Being a Swiss based company and having cemented continued working relationships with Switzerland’s premier tax advisors and legal firms we have a wealth of experience in guiding companies and individuals, from all nationalities, through the most beneficial tax structures and trusts. We understand that you have spent a lifetime nurturing the growth of your company and in turn your individual wealth.
If you would like to discuss project funding with us in complete confidence or require further information, please feel free to contact u. A member of our consultant team is always on hand to guide you through the application process and arrange the necessary consultations with no obligation.
Every business goes through good and bad times, regardless of the age and experience of the enterprise. We understand that at some times throughout these times of economic down-turn and life-cycles, that enterprises, large and small may need temporary and short-term rescue capital or quick bridge funding to take it through rough patches and times of recession.
Emergency capital or quick investment is not only needed in times of hardship. Additional capital may also be needed urgently due to rapid or over-expansion of the business or to finance unexpected, large orders; things that are positive to growth.
We see these types of financing requirements as good opportunities for businesses to bring on additional equity partners that may offer more than just a quick-term solution or short-tern loan. We can provide permanent additional private capital or long-term finance facilities, or it may even be time to go public to raise larger amounts of required capital.
In times where additional capital or collateral is required fast, we can link you with not only short-term finance through asset-based loans from our partners but moreover can assist the business in tackling the cash-flow or low capital problem at its roots and provide a long-term cure that will not break the bank in the short-term.
By providing additional investment through equity partnerships and looking closer at match-funding (ensuring your short term assets are financed by short-term facilities and long term assets by long term facilities) and asset analysis (ensuring that all assets employed are profitable and stagnant assets are re-employed), we are able to help you get instant investment thus solving immediate capital short-falls and to provide longer-term finance facilities to ensure greater stability for future years.
If you would like us to take a look at your immediate capital requirements, please contact us in confidence where our dedicated advisers will be immediately available to assist you fast, efficiently and effectively.
Are you purchasing refined oil products with the intention to resell and having difficulty showing your supplier your proof of payment or ability to pay?
Through our partnerships with exclusive investors, QIBD can introduce provide the solution you need through a transferable Letter of Credit or Back to Back Letters of Credit.
If you are using your buyers payment confirmation to show your supplier that you have the ability to pay, you will more than likely need Back to Back Letter of Credit facilities.
Back to Back Letters of Credit (or Reciprocal Letters of Credit) mean that you can raise a letter of credit to your supplier using a letter of credit you have received from your buyer without declaring to your buyer the ultimate supplier of the product. This method is favoured with intermediaries to protect themselves and to keep their buyers completely separated from their suppliers.
QIBD can arrange these facilities through world renowned banks, ensuring your letters of credit are acceptable to international suppliers and keeping costs low.
Our pricing is market-driven and our terms are extremely competitive.
If you require any advice or guidance on your financing requirements, please contact us for a no-obligation quotation.
Through times of recession or a financial lull period, debt repayment may become a problem for the strongest of businesses. For those executives who do not accurately predict problematic periods ahead, and lets face it; that is more common than most of us care to admit, it is often too late to restructure debt and re-negotiate repayment structures with lenders. When repayments are in arrears, it weakens the negotiation position a business may have with its creditors and may fail to obtain a satisfactory debt repayment structure.
By assessing your business and understanding your corporate structure, we are able to employ financial techniques that enable you to secure favourable debt repayment terms by either deferring the debt and offering secured terms to your lender (underwritten by our Swiss methodologies partners), or by importing additional collaterals to offset or defer the debt repayment. These facilities can of course allow for additional interest charges of your lender due to deferred or rolled-up interest charges and unpaid capital elements of the debt.
Our skills lay in identifying the assets of your business and implementing strategies and techniques to increase and enhance your debt negotiation position, as well as securing other facilities that can increase collateral value, lowering gearing and strengthening the financial account of the corporation.
As these facilities often strengthen the security held by your lender (lowering the LTV [loan-to-value] ratio), it is common to be able to negotiate lower interest rates and repayment holidays for existing debt without the need to re-finance or change lenders.
If you would like to find out how we may help you, please contact us. Our expert finance team is available to answer any questions or to arrange the necessary no-obligation consultations.
We think laterally and outside the box. Solving Cash flow is not just an invoice discounting or factoring facility as your high street bank may imply.
Although discounting and factoring may ease cash flow and indeed large amounts of cash is often wrapped up in outstanding invoices, it is often the case that more cash is stagnated in stock, property, vehicles, bad debts, security and rent deposits, letters of credit and other forms of guarantees.
In addition, the valuable cash-flow that a business does produce can be devalued by foreign exchange fluctuation (sales and purchases overseas) and condemned in high-interest short-term debt and overdrafts.
We can review all of these elements and create structures and solutions to re-employ stagnant assets or utilise value held within the assets of the business to create valuable cash-flow, as well as to maximise the power of your cash in foreign currency transactions and short-term debt repayments.
Calling upon various financial methods, we can start to revive cash-flow by reviewing these business assets that many executives may assume are not capable of utilisation or not capable of being used to create cash without selling or disposing of such assets. To the contrary, by retaining assets and welding-in our financial strategies, we can start to generate cash-flow based on your business assets previously unused, many without the need to borrow against them or to dispose.
We can also review corporate tax efficiencies, ensuring that taxes are minimised and cash reserved for tax payments is maximised to the fullest extent, without risk or detriment.
If you would like to discuss your requirements or difficulties with us in complete confidence or require further information, please feel free to contact us. A member of our finance team is always on hand to guide you and arrange the necessary consultations with no obligation.
Complicated financial structures and tax efficient corporate re-structure is not for everyone. Sometimes all we need is a simple business loan without the hassle, head-ache and high interest rates often associated with high street and main-stream bank loans and overdrafts.
Aside from being expert at creating dynamic and efficient financial facilities and bespoke corporate financing, through our partnerships with exclusive investors, we also have great expertise with facilities for straight-forward, simple business loans.
From time to time it is necessary for any business to locate and secure additional capital from outside their usual network such as their bankers and shareholders. There are a myriad of reasons why businesses need to attract immediate and simple business loans without the thrills and spills of complex high-finance.
The majority of these reasons relate to growing the business in some way. Other reasons may be for fixing temporary cash-flow problems or pulling the business through a lull patch (see Cash Flow Finance).
Each facility we structure is of course bespoke to our Clients’ specific requirements. Loans from €10 million upward with maximums dependant on business turnover. Repayments and Repayment vehicles can also be structured and are also bespoke to the requirements.
If the business is not currently structured to offer conventional security, through various strategies and enhancement facilities, it is also possible to import additional collaterals allowing the business to increase its secured borrowings over a term of up to 5 years. See Borrowing Collateral.
If you would like to discuss with us in complete confidence or require further information, please contact us. A member of our finance team is always on hand to guide you through a simple, no obligation application and arrange the necessary consultations.
Raise capital and utilise Stagnant assets to create cash generation.
Many businesses and corporations regardless of size or stature will acquire and hold assets of some nature. As the business grows, so does its assets. Often through the growth process, the older assets or under-used assets may begin to take a lower priority over newer and larger assets used by the business. It may also be the case that assets may be acquired and used to secure loans, debts and other repayment obligations. Some assets are more liquid and used to create investment returns. Cash may be invested into bonds and other bankable securities and the business may utilise the returns and retain the capital on its accounts.
There are many types of assets, those that are liquid (Cash/Bonds), those leaning toward liquid (Short Term/Property), those that are less liquid (Long Term/Static) and those that are very illiquid that we would term ‘Exotic’ (Rights, Sub-terrain assets, etc). These assets can be depicted in an ‘Asset Spectrum’.
When it comes to raising capital against assets, conventional banking facilities offered from high street and mainstream banks can often utilise the more liquid assets and a greater Loan to Value ratio can be achieved.
However, when it comes to the longer-term, less liquid assets and of course the exotic assets, many businesses would struggle convincing a conventional bank to grant credit facilities over these.
That does not mean that they cannot be utilised. Assets falling into these categories can be used through the creation of bespoke financial structures to create cash flow, raise capital and enhance balance sheets.
More liquid assets such as bonds and property can also be used to maximise returns where they are not already encumbered. Whilst these assets may already produce monthly or annual returns, the capital held within these assets may still be regarded as ‘stagnant’ as the capital is simply sitting there. It is possible to tap this equity (without risk) to produce enhanced returns up to 12% gross per annum* in addition to (and unaffecting) existing returns.
By using these stagnant assets (often difficult to identify from the company accounts), our Clients can;
To find out how your business can use its stagnant assets more efficiently or to make an application for raise capital, please contact our expert team who will be able to offer you guidance and advice and establish the necessary no-obligation consultations.
*Subject to 12 month commitment. Returns may vary. This does not constitute an offer of investment.
Bank Instruments such as Letters of Credit and Guarantees are frequently used but seldom properly understood.
Whilst these ‘instruments’ are utilised in conventional trading on a day to day basis, they can also be employed in complex financial structures designed to maximise financial positions and bespoke to each individual requirement.
Commonly, Letters of Credit are used for payment of shipped goods. Often referred to as L/C’s, they serve to guarantee payment to one party upon the fulfilment of certain conditions, usually based around receiving specific goods. Wording and layout of a Letter of Credit is bespoke to the purpose and the parties.
Bank Guarantees are used for guaranteeing payments in a number of given circumstances. Often referred to as BG’s. Bank Guarantees are worded specifically for the purpose and specifically written to the stated parties thereto. The use of Bank Guarantees are becoming increasingly common, for example in lieu of deposit payments. Applicants may opt to issue a bankers guarantee instead of parting with a cash deposit. They can also be used for offsetting or deferring payments and can be used in intelligent financial structures.
Standby Letters of Credit (SBLC) are used in the US in lieu of Bank Guarantees and work in a similar fashion.
Neither Letters of Credit nor Bank Guarantees can be bought or sold nor are they tradable securities.
Our expert team hold a full and complete understanding of all bank instruments, letters of credit and guarantees and are able to advise our Clients on all areas of their utilisation.
To see how we can help you, please contact us. Our expert team will be fully available to assist and advise you.
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